About Fluxo Pessoal
Fluxo Pessoal is a Portuguese (PT-BR) personal finance kit for Brazil: an offline HTML expense tracker, CSV spreadsheet with local categories (PIX, iFood, boleto, credit card), WhatsApp scripts for couples/freelancers, and a 20-minute monthly closing ritual. Indie digital product sold for R$37 via PIX/BTC/USDT. No Open Finance, no coaching calls — just a practical method + tool.
Fluxo Pessoal is a Brazilian personal finance kit built for how money actually moves in Brazil. Instead of a generic English spreadsheet, you get an offline HTML tracker that works on phone or PC, a CSV template with PIX/iFood/boleto/cartão categories, WhatsApp scripts for couples and freelancers, and a simple 20-minute month-end closing ritual. Priced at R$37 as a one-time indie digital download. Ideal if you searched for planilha controle financeiro or controle de gastos and want a method plus tool, not another empty template.
